Risk & Regulatory Disclosure

(Last updated: November 2025)

Regulatory Disclosure:

MSI Property Group Management Ltd is not authorised or regulated by the Financial Conduct Authority (FCA). The information provided on this website does not constitute financial or investment advice. All investments carry risk, and the value of property investments can go down as well as up. Investors may not recover the amount originally invested.

Prospective investors should seek independent advice from a qualified financial professional before making any investment decisions. Past performance is not indicative of future results.

1. Important Notice

MSI Property Group (“MSI”, “we”, “our”, or “us”) operates within the UK property sector, providing property management, development coordination, and partnership-based project support.
We do not offer financial advice, we do not promote FCA-regulated investment products, and we do not carry out any activity that requires authorisation under the Financial Services and Markets Act 2000 (FSMA).

Nothing on this website constitutes:

  • investment advice

  • financial product promotion

  • an invitation to invest capital

  • a guaranteed or fixed-return investment

  • a collective investment scheme

  • a passive investment fund

  • an offer of securities or financial instruments

If you are unsure whether a particular arrangement is suitable for you, we recommend seeking independent legal, tax, or financial advice.

2. Regulatory Status and Perimeter Position

Property activities — including rental management, property refurbishment, joint ventures with direct ownership, development partnerships, and project oversight — are not regulated by the Financial Conduct Authority (FCA).

MSI operates strictly within the FCA’s regulatory perimeter by ensuring that:

  • we do not accept pooled investor funds

  • we do not operate a collective investment scheme (CIS)

  • partners retain appropriate involvement and control in any joint project

  • each arrangement is structured through direct ownership models (e.g., SPVs, LLPs, or shared property ownership)

  • we do not market fixed or guaranteed financial returns

  • we do not advise on regulated financial instruments

  • we do not carry out activities listed in the Regulated Activities Order (RAO)

For detailed guidance on the FCA perimeter, please refer to the FCA Handbook (PERG).

3. Partnership and Collaboration Arrangements

Any collaborative project with MSI is based on commercial property arrangements, including:

  • project oversight and governance

  • refurbishment and development coordination

  • operational management

  • direct-ownership joint ventures

  • company leases or property-management agreements

  • long-term partnership models

These arrangements are commercial in nature and do not constitute:

  • investment management

  • security-based investments

  • fund management

  • pooled investment vehicles

  • passive financial schemes

All parties must undertake their own due diligence and seek independent professional advice before entering any agreement.

4. No Financial Promotion

Under Section 21 FSMA, financial promotions must be made or approved by an FCA-authorised firm.

MSI ensures compliance with this restriction by:

  • not promoting financial returns

  • not advertising investment products

  • not inviting the public to invest money for a return

  • not offering loan notes, interest-bearing products, or securities

  • only engaging in private, project-specific conversations with interested parties

Any information provided by MSI is for educational, operational, or commercial property purposes only.

5. Risks Associated With Property Projects

All property-related activity carries risk. These include, but are not limited to:

Market Risk

Property values and rental demand can fluctuate based on economic conditions.

Operational Risk

Costs may arise from maintenance, compliance, regulatory changes, or unforeseen works.

Liquidity Risk

Property assets are not easily or quickly sold compared to liquid financial assets.

Project Delivery Risk

Refurbishment or development projects may be affected by:

  • contractor performance

  • supply chain delays

  • planning or compliance issues

  • cost inflation

Partner Risk

Joint venture partners must perform agreed obligations for a project to succeed.

MSI cannot guarantee project outcomes, income levels, or future financial performance.

6. No Guarantees or Assurances

MSI does not provide:

  • guaranteed profits

  • guaranteed rental income to investors

  • capital protection

  • fixed or assured financial returns

  • forecasting that implies certainty

Where MSI provides contractual fixed-rent agreements to landlords, these relate solely to property management or lease arrangements, not investment returns.

7. Due Diligence and Suitability

Before entering any partnership or agreement, you should consider:

  • your financial position

  • your risk tolerance

  • legal and tax implications

  • the long-term nature of property projects

  • whether you have obtained independent advice

MSI conducts internal due diligence on properties and partners, but this does not replace your responsibility to perform your own assessment.

8. Professional Advice Recommended

Nothing provided by MSI should replace independent professional guidance.
We strongly advise consulting:

  • a qualified solicitor

  • a chartered accountant or tax adviser

  • an FCA-regulated financial adviser (where relevant)

  • a planning or compliance specialist (where appropriate)

9. Updates to This Disclosure

MSI may revise this Risk & Regulatory Disclosure from time to time to reflect updates in legislation, regulatory guidance, or business practices.
Please review this page periodically.

10. Contact Information

If you have questions about this disclosure or your responsibilities, you may contact us at:
admin@msipropertygroup.co.uk
or via our Contact Page.

MSI Property Group — Ethical, Governance-Led Property Partnerships
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